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MRAA Rewards Business Insurance Program
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MRAA Business Insurance Plans

Since 1988, Norman-Spencer Marine Insurance Services has been providing business insurance and risk management services to the members of the Marine Retailers Association of the Americas. During that time, Norman-Spencer has helped members save thousands of dollars on their insurance costs, in fact, one member has saved more than $35,000 by utilizing the services available through Norman-Spencer.

The lines of coverage available include:

  • Dealer Inventory
  • Personal Use
  • Loaner Programs
  • Owned Watercraft
  • Rental Boats
  • Protection & Indemnity (P&I)
  • Piers Wharves & Docks
  • Marina Operator Legal Liability (MOLL)
  • Property
  • General Liability
  • Inland Marine
  • Commercial Auto
  • Umbrella
  • Workers’ Compensation

Eligible classes include:

  • Boat Dealers
  • Marinas
  • Rental Operations
  • Repair
  • Artisans
  • Manufacturers
  • Charter Operations
  • Tugs & Barges

What dealers are saying about the MRAA Rewards Business Insurance Program: 

"Since 1998, Skipper Bud’s has trusted Norman-Spencer Marine with our insurance needs. Every boat dealer should take the time to discuss their insurance needs with them.” — Michael Pretasky, Owner


For more information about the MRAA Rewards Business Insurance Program, visit Norman-Spencer online

To get started with the MRAA Rewards Business Insurance Program today, send a completed Dealer Sign Up Form to Membership & Benefits Specialist, Nikki Duffney at


8401 73rd Avenue North, Suite 71, Minneapolis, MN 55428